The #1 Thing Holding Women Back from Financial Independence

by | Nov 20, 2025

In this episode of the REAL MONEY Podcast, I’m joined by Melissa Blynn for a heartfelt conversation about the deep emotional connection women have with money. Together, we explore how understanding our nervous system, breaking generational money patterns, and harnessing the power of sisterhood can pave the way to true financial empowerment.


The Power of Sisterhood and Community

Money is not just numbers and budgets; it carries deep emotions that shape how we interact with it every day. Through trust and compassion, women supporting each other can transform their relationship with money by embracing vulnerability and breaking away from outdated patterns.

When women connect on an emotional level, they unlock greater potential to attract wealth and nurture themselves fully. This approach moves beyond traditional financial thinking, tapping into the power of community, intuition, and shared growth.

Building Bonds Through Genuine Expression

Vulnerability is a strength, not a weakness. When we show up without masks and allow ourselves to be seen in our rawest form, we create space for deeper connections. Authenticity resonates, fostering trust and compassion within a community. This shared openness strengthens sisterhood, where mutual celebration and encouragement naturally flourish.

In a community built on trust, we witness the strength and progress of the women around us. Celebrating victories—big or small—uplifts everyone, creating a positive rhythm of shared growth. Together, we amplify each other’s drive, moving forward as a collective.

Understanding the Emotional Side of Money

Almost every financial choice we make is tied to our emotions: shame, fear, joy, and security, often before logic even enters the picture. Recognizing this emotional aspect is the first step toward transforming your relationship with money.

Living Vulnerability Fully

Vulnerability is a practice I consciously choose to live into. It means stepping into discomfort, breaking generational cycles, and trusting that authenticity leads to healing. By embracing vulnerability, we expand our emotional capacity, creating space for growth and deeper self-understanding.

When we allow ourselves to feel emotions around money without judgment, we open the door to growth. This emotional honesty helps us manifest the life we truly want, aligning our financial decisions with our values and purpose.


Rewriting Financial Narratives

Changing how we feel and think about money starts with confronting the stories rooted in our past. Generational money patterns often carry fears and limitations that no longer serve us. By acknowledging these emotional weights, we can begin to heal and rewrite our financial narratives.

This process involves building trust, showing compassion, and celebrating progress together. Vulnerability plays a key role here, allowing us to face our money histories without shame and expand our capacity to hold more love, more wealth, more freedom.

Strengthening the Legacy for Tomorrow’s Women

Empowering women to shift these patterns creates lasting change. Through community and sisterhood, we can confidently rewrite our money stories, paving the way for a brighter financial future for the next generation. This work is transformational—not just personal—creating a ripple effect that strengthens the legacy for tomorrow’s women.


Beyond Budgets: A New Approach to Financial Wellness

For too long, the conversation around money has been dominated by logic, control, and rigid budgeting. But this approach often ignores the powerful emotional currents that guide our decisions. Women bring a unique energy to money, one rooted in connection, intuition, and collaboration. Embracing this perspective allows for a more holistic and fulfilling approach to financial well-being.

This isn’t about abandoning logic but integrating it with inner wisdom. When we stop trying to fit into a mold that wasn’t designed for us, we create space for financial strategies that feel natural and empowering.

Aligning Your Finances with Your Values

True financial empowerment begins when your money choices reflect what truly matters to you. Instead of making decisions based on external expectations or scarcity, align your financial actions with your core values and personal vision. This shift moves you from a survival mindset to one of abundance and purpose.

When your finances support your passions whether it’s personal growth, meaningful causes, or building a business you create a life that feels authentic and prosperous.


Recognizing the Emotional Triggers

Have you ever noticed how stress impacts your financial decisions? That’s your nervous system at work. When you feel safe and calm, you’re more open to receiving abundance. But when stress takes over, survival responses can create subconscious blocks that limit financial flow.

By recognizing these patterns, you can consciously shift your state. This awareness empowers you to move from fear-based thinking to calm receptivity, where you can welcome prosperity without resistance.

Expanding Your Capacity for Abundance

Just as you would train a muscle, you can expand your capacity to receive wealth through intentional practices. Techniques like mindfulness, deep breathing, and emotional work help regulate your nervous system, creating a sense of internal safety.

When your body feels safe, you can let go of old stories about not being worthy of wealth. This regulation dismantles anxiety and self-sabotage, freeing you to attract more with ease and confidence.

Key steps include:

  • Recognizing and honoring emotions tied to money
  • Practicing self-compassion and reducing shame
  • Building supportive connections that uplift and encourage
  • Expanding emotional and energetic boundaries to hold more abundance

These practices shift your nervous system from contraction to expansion, directly impacting your financial experience.

Moving Forward Together

Combining the power of sisterhood with an understanding of our emotional connection to money creates a path to profound transformation. When we share our financial journeys in a safe and supportive community, we dismantle the shame and isolation that hold us back. Together, we rewrite our money stories, celebrate wins, and navigate challenges with confidence.

This collective journey allows us to make conscious decisions rooted in confidence and mutual support. By embracing community, we’re not just improving our finances, we’re investing in a network of support that enriches every aspect of our lives.

Shaping the Path for Women and Financial Well-Being

At events I’ve been part of, I’ve witnessed how women of all ages and backgrounds come together to share their stories. Vulnerability becomes a superpower, breaking old patterns and creating space for authentic growth. The feminine approach to money, listening to intuition, nurturing ourselves, and aligning with our values, reshapes our financial lives on our terms.

Money for women isn’t just numbers; it’s deeply emotional. By giving yourself permission to feel these emotions and expand your capacity to thrive, you open the door to attracting more of what you want, holding onto it, and living aligned with your true values.


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women

Lisa uses many tools that she used throughout her money journey and invites you to try them as well. As a first step, she recommends reading her book, Girl, Get Your $hit Together in which she helps women tackle their financial story and shares her entire story. After reading the book, she invites listeners to join the Stop Budgeting System– the very method she used to gain financial freedom and clarity.


Book cover of Lisa Chastain's new book, Stop Budgeting Start Living. It will link to the checkout page: https://www.amazon.com/Stop-Budgeting-Start-Living-Transform/dp/B0DJKXX37N

I’m beyond excited to share that Stop Budgeting Start Living is officially here! This book is the culmination of years of working with women who are ready to rewrite their money stories and step into financial confidence.

Inside, you’ll find strategies to uncover the roots of your money mindset, break free from limiting financial patterns, and create a new path toward wealth and independence.

This release feels especially powerful as we honor the progress women have made financially—and the bold steps we’re still taking together. I can’t wait for you to dive in, apply these tools, and start building the financial future you deserve.

Your journey to living fully, without the weight of restrictive budgeting, starts now.

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